Phishing is a widely known scam in which messages “fishing” for your personal information are sent to you via email. Generally, the message is not personalized, although phishing can be targeted to an individual or entire company. (This is called “spear” phishing.) The messages appear to be from a reputable organization like a financial services provider (your bank), but they are fraudulent. The scammer’s goal is identity theft: to obtain your personal info or credentials to steal your money, get you to download malware or send money or, with spear-phishing, to obtain business secrets or other institutional information.
“Smishing” is a type of phishing that uses text instead of email. The text requests your personal info (Social Security